If you purchased your home paying less than 20% down, chances are you had to purchase “mortgage insurance” in order to qualify for your loan. A mortgage insurance policy protects the bank in the event they are forced to repossess your house and sell it at a loss. As...
Do You Really Need Private Mortgage Insurance?
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If you purchased your home paying less than 20% down, chances are you had to purchase “mortgage insurance” in order to qualify for your...
What Is Permanent Life Insurance And When Does It Fit Your Needs?
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Once you have determined that you need life insurance and calculated how much coverage you require, you will have to choose between several types...
Finding a Comfortable Level of Risk
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All investments involve a trade-off between risk and return. A certain amount of risk is inevitable if you want your money to grow. The...
Investment
The Importance of Asset Allocation
Diversifying your funds among different types of investments is an important way to minimize your investment risks. It can also play a large role...
Managing Your Assets
When you start organizing your portfolio you will want to consider how you will be spending your money after you retire. Some money will...
Investing In Stocks
Generally, stocks are divided among various categories. At the top are the stocks issued by large, well-established companies, often called blue chip or large-capitalization...
What Is A Qualified Annuity?
Many employers allow their employees to contribute to an annuity program. This becomes an investment option in a salary reduction retirement plan. Under this...
Introduction To Certificates Of Deposit
How Cds Work
A Certificate of Deposit (CD) is a low risk investment vehicle offered through banks. CDs offer a fixed interest rate with a...
What Is A Variable Annuity?
Variable annuities offer more choices than fixed or guaranteed annuities. Some of the things they offer that are not the same as a fixed...
Using Mutual Funds In Your Portfolio
If you want to invest in the stock market but don't have a large enough portfolio to achieve the diversity you want through individual...