Once you have determined that you need life insurance and calculated how much coverage you require, you will have to choose between several types of life insurance. There are two very different types of life insurance contracts — term and permanent.
Permanent Life Insurance Overview
As the name implies, permanent (cash...
What Is Permanent Life Insurance And When Does It Fit Your Needs?
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Once you have determined that you need life insurance and calculated how much coverage you require, you will have to choose between several types...
The Basics Of Homeowners Insurance
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Your home and the things in it generally represent the largest asset your family will ever have. For this reason, it is very important...
Determining Your Life Insurance Coverage Needs
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Like auto insurance coverage, it is sometimes difficult to see the true value of life insurance coverage until you actually need it. In the...
Investment
What Is A Variable Annuity?
Variable annuities offer more choices than fixed or guaranteed annuities. Some of the things they offer that are not the same as a fixed...
Investing In Stocks
Generally, stocks are divided among various categories. At the top are the stocks issued by large, well-established companies, often called blue chip or large-capitalization...
Keeping Your Plan In Balance
Investing can be a complex and confusing process. Even success can throw your investment strategy out of kilter. For instance, let's say you want...
What Is A Qualified Annuity?
Many employers allow their employees to contribute to an annuity program. This becomes an investment option in a salary reduction retirement plan. Under this...
The Importance of Asset Allocation
Diversifying your funds among different types of investments is an important way to minimize your investment risks. It can also play a large role...
Managing Your Assets
When you start organizing your portfolio you will want to consider how you will be spending your money after you retire. Some money will...
Where Bonds Belong
Bonds are essentially loans to a corporation or the government. Bonds are often referred to as income investments because, in return for the use...